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When it comes to hiring a handyman for home repairs and renovations, it’s important to make sure that they are licensed and insured. While it may be tempting to go with the cheapest option, choosing an unlicensed and uninsured handyman can put you at risk of financial and legal consequences. Here are a few reasons why your handyman should be licensed and insured.

Legal Requirements

Depending on where you live, there may be specific legal requirements for contractors and handymen to be licensed and insured. This ensures that they have met certain standards and qualifications to work in the field. They will also be knowledgeable of any permits that need to pulled in your state or county. By hiring a licensed and insured handyman, you can be sure that they are following the law and are held to certain standards of quality and safety.

Protection for You

Having a licensed and insured handyman is important for your own protection. If an unlicensed handyman causes damage to your home, you may be liable for the costs. On the other hand, if you hire a licensed and insured handyman, they will have insurance that covers any accidents or damage that may occur during the course of their work.


A handyman who is licensed and insured is more likely to be professional and have a good reputation. They will have a vested interest in providing quality work and maintaining their reputation, as they have something to lose if they don’t do a good job.

Protection for the Handyman

Having a license and insurance is also important for the handyman’s protection. If they are not licensed and insured, they could be held liable for any accidents or damage that occur while they’re working on your home. Hiring an insured handyman will prevent any possible accidents from becoming your financial problem.